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What is High-Risk Life Insurance & Do I Need It?

What is High-Risk Life Insurance & Do I Need It?

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Did you know that having a career in construction is one of the most dangerous occupations out there? In fact, construction workers have a fatal injury rate of 40 per 100,000 workers. In fact, fatalities in the private construction industry increased 5% from 2007 to 2019.
So, unfortunately, the risk of death is higher than many other occupations but lower than other dangerous careers such as fisherman (145 fatal injuries per 100,00 workers) or airline and commercial pilots (62 fatal injuries per 100,000 workers).
Therefore, it’s worth investing in high-risk life insurance. High-risk life insurance offers coverage for people who are risky to insure. They can be marked risky due to their careers — like the above-mentioned ones — or due to their life-threatening hobbies such as skydivers, mountain bikers, or scuba divers.
For more information on high-risk life insurance for construction workers and to see if you qualify, check out this infographic from The Zebra.


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2023 Virtual Men’s Round Table was held on November 7th, 2023 via Zoom.


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2023 Women’s Round Table #1 was held on October 20th, 2023 via Zoom

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