Should I Hire an ERC Consultant?

If you are a small business that paid wages to employees during the COVID-19 pandemic, you may still qualify for a tax credit. The Employee Retention Credit is a tax credit established under the CARES Act to help businesses recover financial losses from the 2020 and 2021 tax years. Although it is 2023, business owners […]

How Private Money Lending Companies Structure Loan Terms to Meet the Needs of Borrowers

Private money lending is a type of private lending in which individuals or private companies provide short-term loans secured by collateral. This collateral is typically in the form of real estate, but can also include other valuable assets such as cars or jewelry. Unlike traditional lenders such as banks or credit unions, private money lenders […]

Small Business Owners How To Survive & Thrive

Small businesses in the construction sector navigated a choppy and challenging 2022 by being nimble, creative, and disciplined.  They will need each of these skills plus a little luck to succeed in what is likely to be a choppy and challenging 2023.  Twenty twenty-two will be remembered for the Federal Reserve’s interest rate hikes that […]

When To Update Your Financial Plan: Important Timestamps Of Your Life

What is a Financial Plan: What is a Financial Plan? A financial plan is a roadmap to help you achieve your financial goals. A good financial plan will help you understand how much money you need, where it comes from, and where you spend it. It will help control your spending habits and allow you […]