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89% of business owners have personal from business

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89% of business owners have personal from business

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Fill out the form Below’s most recent report where we surveyed small business owners to learn how chasing their entrepreneurial dreams has affected their personal finances and credit.

Turns out, entrepreneurs are feeling the difficult realities of leveraging their personal finances to start or keep their business afloat.

We found that 30% of business owners report not saving for retirement so that they can personally fund their business. And that 89% of business owners have personal debt related to their business ranging from $5,000 to more than $100,000.

Check out our full report here:

Data snacks:

  • Only 30% of business owners can even qualify for a small business loan, and 43% of owners have an insufficient score to secure funding.

  • 31% are unsure how to keep business and personal finances separate.

  • 38% of entrepreneurs report that their personal credit score has gone down since starting a business.

  • One-third of business owners are using a home equity loan, crypto investing, or a personal loan to start their business.

  • 28% have tapped into their personal funds because of the pandemic to run their business.


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